Ummm, what happened in New York City while I was away?! It’s absolutely freezing here! Despite the cold temps, I’m refusing to unpack my puffer coat until it’s utterly necessary. My theory is that if I break it out too early, I’ll spoil myself and be miserable all winter. I need to wait until late November–at least–so I appreciate its warmth.

(P.S. — Really considering splurging for a new one–in navy–this season. I want something that’s feminine yet ridiculously warm. I’m thinking about this one from J.Crew. Anyone have suggestions?!)

Skirt: J.Crew (On sale! And take an extra 30 percent off with code “LOVEFALL”) / Shirt: J.Crew (Last year–Sold out), exact replica available here by J.Crew Factory / Flats: Brooks Brothers (Sold out), but loving these similar flats! / Bag: Tory Burch / Necklaces: C.Wonder (Sold out), similar here and here; and Paradise, almost exact here / Watch: Michael Kors / Bracelet: J.Crew, more affordable here / Earrings: J.Crew, more affordable here / Sunnies: Kate Spade